 How is Equity Divided into a Home When Divorcing?
Separating assets when you are going through a divorce can be a challenge. This is particularly true of the family home. For most couples, their home will be their largest
How Does the Financial Stress Test Work in Canada?
Since January of 2018, Canadians applying for a mortgage with a federally regulated lender have had to first pass a financial stress test before they could be approved. This has
What are your options if you are denied for a mortgage renewal?
Finding out that you have been denied for a mortgage renewal can be quite scary and stressful. Does this mean you will have to sell your home? What will happen
How does a bridge loan work when buying a house?
Looking for a new home and found the perfect one but haven’t sold your current one yet? As a homeowner you likely don’t want to be paying two mortgages as
Different options to borrow Money for your home improvements
Renovations to your home can become very expensive very quickly, and sometimes it’s not an option to do the renovation in pieces until you can save up the money to
Is 2019 a Good Year to Renew Your Mortgage
When your mortgage is up for renewal you might be wondering if your new rate is the best rate you can get, if it’s a good time for renewal and
Grants for First Time Home Buyers
As a first time home buyer you may not have experience with how quickly home related expenses can add up, and they could be large amounts. You likely have your
Which Debts can be Included in a Consumer Proposal?
Debt can be overwhelming, and sometimes it can seem like there is just no way to climb your way out. If you’ve been exploring your options to see if there’s
What You Need to Know About a Reverse Mortgage in 2019?
There have been many advertisements for reverse mortgages, filled with promises to help with your cash flow and ease some financial stress. You might find yourself asking if it’s really