A home equity loan is when an individual takes out a loan using the built-up equity in their home as collateral. Commonly called a second mortgage, this loan type is

There is a point in time when homeowners will need to refinance the mortgage on their house. The Canadian Mortgage and Housing Corporation (CMHC) states that mortgage refinance is a

Are you struggling with a low credit score? If yes, you are in a much better position to make gains much quicker than an individual with good credit history. The

Did you know your house is more than just a home? Your home is an investment, and a source of money ready to help with improvements, education repairs, and emergencies.

Getting a second mortgage with bad credit can be quite difficult. Even though you have the equity needed to be eligible for the loan, lenders may reject your application if

Thanks to the Covid-19 pandemic, mortgage interest rates have been at a record low for the past two years. Due to this, it had been a great time for homeowners

When it comes to mortgages, second ones always seem to have a bad reputation. As if financially, nothing good can off a second mortgage, and without getting into the nitty-gritty

The recession is still affecting plenty of homeowners who are finding it extremely difficult to keep up with their mortgage payments. A likely solution is to refinance your mortgage and

Between making your credit card payments, home loans, or even student loans, it can be quite stressful to keep track of one’s payments and outstanding debts. The most efficient way

In Canada, an important financial indicator for any person to get a mortgage is their credit score. But how do you know that if you have a poor credit score

Do you have less than six months or less left on your current mortgage? If yes, you should have started exploring your renewal options with your current mortgage lender, including